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Discover a world of knowledge! From buying and selling advice and local market news to home renovation tips and community events - it's all here! Feel free to leave a comment or question on any blog and you will surely receive a response.

7 Mistakes to Avoid When Hiring a Contractor

Sunday Sep 1st, 2024

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A recent survey found that 25% of Canadian homeowners have a renovation project planned in the coming year.1 If you’re among them, you know that embarking on home improvements can be both exciting and daunting. According to home services platform HomeStars, the national median renovation budget is around $12,000, so you're probably investing a significant amount and you'll want to ensure your project’s success.2 One of the most critical decisions you'll make is... [read more]

Top 4 Factors to Consider When Choosing Your Mortgage

Thursday Aug 1st, 2024

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  With home prices and rates still relatively high, securing a mortgage can feel daunting––even to the most experienced borrowers. But don't let that deter you: If other home buyers’ experiences are any indication, odds are you'll eventually find a home loan that works well for you. In fact, research from the Real Estate and Mortgage Institute of Canada (REMIC) found that even after the Bank of Canada pushed rates to a 22-year high, most homeowners still... [read more]

7 Weekend Projects To Boost Your Property Value

Tuesday Jul 2nd, 2024

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Whether you’re putting your home on the market in a few weeks or a few years, strategic upgrades can make all the difference. But you don't have to embark on a major remodel to make a significant improvement. Even minor updates can have a big impact on your home’s aesthetic, and certain renovations can even boost its future sale price. From curb appeal to interior updates, here are seven weekend projects that will enhance your home’s current charm and long-term... [read more]

Mid-Year Market Update for 2024: What Buyers and Sellers Need to Know

Wednesday Jun 5th, 2024

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Once again, the number one story in real estate this summer is mortgage rates. But unlike last year, when a surprise series of rate hikes from the Bank of Canada sent skittish buyers back to the sidelines, all signs now point to the opposite scenario. Instead of market-chilling rate hikes, economists now expect market-quickening rate cuts—possibly starting as soon as this month.1 That means the housing market is likely to get interesting over the next few months. If fixed mortgage... [read more]

The Ultimate Relocation Guide: From Finding a House to Feeling at Home

Wednesday May 1st, 2024

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May is “Moving Month,” as designated by the Better Business Bureau and Canadian Association of Movers.1 It also happens to kick off the peak moving season, which generally runs from May through September.2 According to a survey by Statistics Canada, respondents listed their top motivations for moving as “bigger or better housing” (28.0%) or “a more desirable neighbourhood” (16.8%).3 But no matter the reason, a relocation can feel stressful and overwhelming.... [read more]

6 Strategies to Save on Home Insurance Premiums

Friday Apr 5th, 2024

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From extreme cold to wildfires and floods, the past few years have brought a historic number of devastating climate and weather events to Canada. In 2023 alone, unusually harsh weather and a string of natural disasters caused more than $3.1 billion in insured damages, according to the Insurance Bureau of Canada, making it the fourth most expensive weather year on record. These events delivered a huge influx of home insurance claims, and analysts expect the increase in both catastrophes and... [read more]

Downsize Your Home, Rightsize Your Life: How to Choose the Ideal Smaller Home

Tuesday Mar 5th, 2024

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When you've lived somewhere for many years, it can be tough to say goodbye. But if you (or a loved one) currently have a home that is bigger than necessary or is too high maintenance, it may be time to trade unused square footage for a smaller, more manageable space. Take it from the downsizers who’ve been there: Although living small might require some adjustments, it can also be liberating––especially if you're in a stage of life where past responsibilities have... [read more]

Upgrade Your Home With These 2024 Design Trends

Monday Feb 5th, 2024

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One of the best parts of owning a home is the freedom to make it truly your own with design choices that reflect your personality and lifestyle. Whether you lean toward contemporary design or a farmhouse aesthetic, your home is your canvas. Even so, it’s always smart to think about the long-term impact those decisions might have on your home’s value. Choosing over-personalized or unpopular materials and finishes could make your home less appealing to future buyers. And selecting... [read more]

Real Estate Market Forecast: Opportunities for Home Buyers and Sellers in 2024

Tuesday Jan 2nd, 2024

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Home buyers surprised everyone last spring when they shook off higher borrowing costs and showed up to new home sales in droves. The surge in competition for a still-limited pool of properties helped home prices pop and renewed sellers' confidence in their ability to get top dollar for a home. But experts caution that the 2024 housing market could unfold quite differently, especially if Canada's economy experiences another dip later this year.1  Ever since the Bank of Canada... [read more]

Celebrate Sustainably: 5 Ideas for an Eco-Friendly Holiday at Home

Friday Dec 1st, 2023

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It's the most wonderful time of the year. But for many families with festive plans and hectic schedules, it's also the most wasteful. According to one survey, for example, 60% of respondents admitted to throwing away more than usual during the holiday months as they filled up their trash bins with uneaten food, wrapping paper, gift bags, and commercial packaging.1 The reality is, Canadians routinely toss about 25% more trash during the holidays, according to Zero Waste Canada.2 In... [read more]

35 Tips to Furnish Your New Home for Less

Wednesday Nov 1st, 2023

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Buying a new home is one of the most exciting experiences in life. And if you’re like most homebuyers, you’ll be planning your furniture placement and decor before the ink dries on your offer letter. But before you run to the nearest home goods store, take a deep breath. First, you’ll need to delay any major purchases before you close on your new home. A large outlay or additional line of credit could affect your credit rating and, thus, impact your mortgage terms.1 Second,... [read more]

Income Properties Are Trending, But Is Landlord Life for You?

Monday Oct 2nd, 2023

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If the thought of investing your money into brick and mortar—or perhaps some stylishly-painted siding—excites you, join the club. Investing in real estate has long been one of Canadians' favourite ways to grow their wealth. According to a poll by CIBC, 15% of Canadian homeowners already earn some rental income, while another 11% aspire to it. What's more, over a third of current homeowners (37%) say they'd look for a property with income potential if they were buying... [read more]

Top 7 Tips To Attract the Best Offers for Your Home

Friday Sep 1st, 2023

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Not long ago, home sellers were in their heyday, as historically-low mortgage rates triggered a real estate buying frenzy. However, the Bank of Canada shut down the party when it began raising interest rate last year.1 Now, it’s not as simple to sell a home. While pandemic-era homebuyers were racing the clock—trying to lock in a low mortgage rate and gain a foothold in the market—current buyers are much more discerning. Higher prices and mortgage rates have pushed their... [read more]

7 Common Homebuyer Regrets (And How To Avoid Them)

Tuesday Aug 1st, 2023

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To avoid buyer's remorse, be sure to consider your future self when shopping for a home. Most new homebuyers don't regret becoming homeowners. In fact, according to a recent survey by Zolo, 80% of Canadians who purchased a home during the pandemic say they're glad they bought their current homes.1 But that doesn't mean newly-minted homeowners don't have any regrets about their buying choices. On the contrary, research shows that even the most-satisfied homeowners... [read more]

Renovate or Relocate? 3 Questions To Help You Decide

Monday Jul 3rd, 2023

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Does your current home no longer serve your needs? If so, you may be torn between relocating to a new home or renovating your existing one. This can be a difficult choice, and there’s a lot to consider—including potential costs, financial implications, and quality of life.  A major remodel can be a major commitment. From hiring contractors to selecting materials to managing a budget, it can take a tremendous amount of time and energy—not to mention the ordeal of... [read more]

National Real Estate Market Update for 2023

Thursday Jun 1st, 2023

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There’s an old adage in real estate: location, location, location. But ever since the Bank of Canada began its series of inflation-fighting interest rate hikes last year, a new mantra has emerged: mortgage rates, mortgage rates, mortgage rates. Higher rates had the immediate impact of cooling homebuyer affordability and demand. But when the Bank of Canada announced in early March that it would put additional rate changes on hold, the country's once-frozen housing market began to... [read more]

How to Become a Homeowner on a First-Time Buyer’s Budget

Monday May 1st, 2023

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Its not easy being a first-time home buyer right now. At the end of last year, housing affordability hit an all-time low.1 Additionally, mortgag rates have risen significantly since 2021, while inventory remains tight for many property categories, but especially for starter homes. Even lower-priced condos are harder to snag these days, as investors and downsizers muscle out first-timers by offering stronger, often cash-heavy bids.2 As a result, many first-time home buyers are finding that... [read more]

Stress-Free Home Cleaning: 27 Practical Tactics for Busy Households

Monday Apr 3rd, 2023

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Keeping a clean and orderly home is a challenge for many of us. Between busy work schedules, social obligations, and family commitments, it’s tough to keep up with daily chores—let alone larger seasonal tasks. The effort is worthwhile, however. A sanitary environment can keep you and your family healthier by minimizing your exposure to germs and allergens.1 Plus, researchers have found that organized, uncluttered homes have quantifiable mental health benefits, too, including... [read more]

My Home Didn’t Sell! Now What?

Thursday Mar 2nd, 2023

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When it comes to listing your home, most home sellers want three things: 1) to make a lot of money, 2) to put in minimal time and effort, and 3) to sell quickly. But the reality is, selling a home is rarely that simple. And homeowners who try to do it themselves—or receive bad advice—can end up stuck (months later) with a property that hasn’t sold. If that’s you, don’t panic! We’ve outlined the top five reasons a home doesn’t sell—and action... [read more]

Top 6 Home Design Trends To Watch in 2023

Thursday Feb 2nd, 2023

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Over the past few years, many of us have spent extra time at home—and that means we appreciate the personal design touches that make a house cozy and comfortable more than ever. Some of us have adapted our dwellings in new ways, from creating functional home offices to upgrading the appliances we use most. But while it’s important to make your home your own, it’s also smart to think about the long-term impact your renovations could have on its value. Choosing... [read more]

2023 Real Estate Market Outlook (And What It Means for You)

Monday Jan 2nd, 2023

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Last year, one factor drove the real estate market more than any other: rising mortgage rates. In March 2022, the Bank of Canada began a series of interest rate hikes in an effort to pump the brakes on inflation.1 And while some market sectors have been slow to respond, the housing market has reacted accordingly. Both demand and home prices have softened, as the primary challenge for buyers has shifted from availability to affordability. And although this higher-mortgage rate environment... [read more]

Home for the Holidays: How To Stretch Your Budget in a Season of Inflation

Thursday Dec 1st, 2022

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You don't have to break the bank to celebrate the holidays in style—even in this season of inflation. Prices may be higher on everything from food to gifts to decorations, but there are still plenty of opportunities to eke out extra savings. For example, you can trim your energy bills by up to 20% just by sealing air leaks in your home.1 Other small fixes—such as swapping old light bulbs for LEDs and plugging electronics into a powerstrip—can boost your yearly savings... [read more]

7 Tips to Maximize Your Home’s Sale Price

Tuesday Nov 1st, 2022

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Over the past few years, a real estate buying frenzy bid up home prices to eye-popping amounts. However, as mortgage rates have risen, buyer demand has cooled.1 Consequently, home sellers who enter the market today may need to reset their expectations. The reality is, it’s no longer enough to stick a “for sale” sign in the yard and wait for buyers to bang down the door. If you want to net the most money possible for your property in today’s market, you’ll need... [read more]

Buy Now or Rent Longer? 5 Questions to Answer Before Purchasing Your First Home

Saturday Oct 1st, 2022

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Deciding whether to jump into the housing market or rent instead is rarely an easy decision – especially if you’re a first-time homebuyer. But in today’s whirlwind market, you may find it particularly challenging to pinpoint the best time to start exploring homeownership.  A real estate boom during the pandemic pushed home prices to an all-time high.1 Add higher mortgage rates to the mix, and some would-be buyers are wondering if they should wait to see if prices or... [read more]

8 Strategies to Secure a Lower Mortgage Rate

Thursday Sep 1st, 2022

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Interest rates have risen rapidly this year, triggered by the Bank of Canada’s efforts to curb inflation. And the July MNP Consumer Debt Index found that 59% of Canadians “are already feeling the effects of interest rate increases.”1  Why has the impact been so widespread? In part, due to the rising popularity of variable rate mortgages. According to the Canada Mortgage and Housing Corporation, in the latter half of last year, the majority of mortgage borrowers opted... [read more]

Higher Rates and Short Supply: The State of Real Estate in 2022

Monday Jun 6th, 2022

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Canada's housing market hit a boiling point last year as homebuyers clambered for real estate in regions with significantly more demand than supply. But now that homeowners and buyers alike are feeling the pinch of rising interest rates and record inflation, the market appears to finally be simmering down. That, in turn, could create a welcome opening for shoppers to be more selective with their searches. However, buyers hoping for a major downturn in prices may be left disappointed.... [read more]

5 Ways to Write a Winning Offer in Today’s Real Estate Market

Tuesday May 3rd, 2022

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Our nation is in the midst of a shifting real estate market. But even as the buying frenzy begins to slow, many properties are still receiving multiple offers.1 So what’s the best way to compete as a buyer–especially if you’re wary about overpaying? While a high offer price gets attention, most sellers consider a variety of factors when evaluating an offer. With that in mind, here are five tactics you can utilize to sweeten your proposal and outshine your... [read more]

Seller’s Checklist: A Timeline to Prep Your Home for Sale

Monday Apr 4th, 2022

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We’re still in a seller’s market, but that doesn’t mean your home is guaranteed to easily sell.1 If you want to maximize your sale price, it’s still important to prepare your home before putting it on the market. Start by connecting with your real estate agent as soon as possible. Having the eyes and ears of an insightful real estate professional on your side can help you boost your home’s appeal to buyers. What’s more, beginning the preparation process... [read more]

Hedge Against Inflation With These 3 Real Estate Investment Types

Thursday Mar 3rd, 2022

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The annual inflation rate in Canada is currently around 5.1%—the highest it’s been in 30 years.1 It doesn’t matter if you’re a cashier, lawyer, plumber, or retiree; if you spend Canadian dollars, inflation impacts you. Economists expect the effects of inflation, like a higher cost of goods, to continue.2 Luckily, an investment in real estate can ease some of the financial strain. Here’s what you need to know about inflation, how it impacts you, and how an... [read more]

8 Popular Home Design Features for 2022

Tuesday Feb 1st, 2022

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There’s a lot to consider when selling your home, from market conditions and appraisals to where you’ll go next. Don’t forget, however, the importance of design. It’s often one of the first things buyers notice when they walk into a home, and it’s also a detail that you, as a seller, can easily control. According to Realtor.ca’s 2022 housing market forecast, October of 2021 saw record home sales.1 Even with the pandemic igniting new restrictions in some... [read more]

A Return to ‘Normal’? The State of Real Estate in 2022

Tuesday Jan 4th, 2022

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Last year was one for the real estate history books. The pandemic helped usher in a buying frenzy that led to a record number of home sales and a historically-high rate of appreciation, as prices soared by a national average of 19.9% year over year, according to the Canadian Real Estate Association.1 There were signs in the second quarter that the red-hot housing market was beginning to simmer down. In June, the pace of sales slowed while the average sales price dipped 5.5% below the... [read more]

20 Unique Home Gifts for Every Person on Your List

Thursday Dec 2nd, 2021

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Every year, it seems the holidays sneak up on us—and every year, that brings with it the dreaded last-minute gift panic. Finding a present that hits all the right notes can be surprisingly stressful, even when it comes to people you’ve known for years. But have no fear! We’ve lined up a list of gifts for every “type” on your list. And since we work in real estate, they’re all centred around home life. From the coffee snob to the sports enthusiast, these... [read more]

New Build or Existing Home: Which One Is Right for You?

Thursday Nov 4th, 2021

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Homebuyers today are facing a huge dilemma. There simply aren’t enough homes for sale.1 Nationwide, the number of newly listed homes dipped slightly in September, down 1.6% from August. According to the Canadian Real Estate Association, that’s only about 2.1 months of inventory, which is far less than the five to six months that is generally needed to strike a healthy balance between supply and demand.2 Given the limited number of available properties, if you’re a buyer... [read more]

Shut Down Home Intruders With These 7 Safety Strategies

Monday Oct 4th, 2021

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A break and enter occurs every 90 seconds in Canada.1 Fortunately, there are some proven tactics you can use to decrease your likelihood of a home invasion. Most burglars won’t go to extreme lengths to enter your home. They are looking for easy access with minimal risk. A monitored security system can be an effective deterrent—homes without one are 300% more likely to be burglarized—but it isn’t the only way to protect your property.2 The strategies below can help to... [read more]

9 Tips for Buying and Selling Your Home at the Same Time

Wednesday Sep 1st, 2021

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Selling your home when you still need to shop for a new one can feel daunting to even the most seasoned homeowner––especially when the demand for new homes keeps rising, but the supply feels like it's dwindling.¹ You're not alone either if you're already feeling drained by the complex logistics of trying to sell and buy a new home all at once. Searching for a new home can be exciting, but many homebuyers admit that it can also be stressful, especially if you live... [read more]

5 Factors That Reveal Where The Real Estate Market Is Really Headed

Tuesday Aug 3rd, 2021

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In a July release, the Canadian Real Estate Association reported that home sales had fallen for three months in a row after reaching all-time high in March.1 So could one of the world’s hottest real estate markets finally be headed for a downturn? We wouldn’t bet on it. That’s because even though sales have slowed, it was still the strongest June on record—and 13% higher than last year.1 "Don't be fooled — this is still an extremely strong level of... [read more]

How to Bridge the Appraisal Gap in Today’s Real Estate Market

Tuesday Jul 6th, 2021

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If you’re searching for drama, don’t limit yourself to Netflix. Instead, tune in to the real estate market, where the competition among buyers has never been fiercer. And with homes selling for record highs,1 the appraisal process—historically a standard part of a home purchase—is receiving more attention than ever. That’s because some sellers are finding out the hard way that a strong offer can fizzle quickly when an appraisal comes in below the sales price.... [read more]

Could Rising Home Prices Impact Your Net Worth?

Thursday Jun 3rd, 2021

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Learn how to determine your current net worth and how an investment in real estate can help improve your bottom line. Among its many impacts, COVID-19 has had a pronounced effect on the housing market. Low home inventory and high buyer demand have driven home prices to an all-time high.1 This has given an unexpected financial boost to many homeowners during a challenging time. However, for some renters, rising home prices are making dreams of homeownership feel further out of reach. If... [read more]

Finding a New Home for Your Next Stage of Life

Monday May 3rd, 2021

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Imagine the first place you lived as a young adult. Now imagine trying to fit your life today into that space. Not pretty, right? For most of us, our housing needs are cyclical. A newly independent adult can find freedom and flexibility in even a tiny apartment. That same space, to a growing family, would feel stifling. For empty nesters, a large home with several unused bedrooms can become impractical to heat and clean. It’s no surprise that life transitions often trigger a home... [read more]

Can I Buy or Sell a Home Without a Real Estate Agent?

Thursday Apr 15th, 2021

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Today’s real estate market is one of the fastest-moving in recent memory. With record-low inventory in many market segments, we’re seeing multiple offers—and sometimes even bidding wars—for homes in the most sought-after neighbourhoods. This has led some sellers to question the need for an agent. After all, why spend money on a listing agent when it seems that you can stick a For Sale sign in the yard then watch a line form around the block? Some buyers may also... [read more]

Is the Real Estate Market Going to Crash?

Monday Mar 8th, 2021

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While many areas of the economy have contracted, the housing market has stayed remarkably strong. But can the good news last?   When COVID-related shutdowns began in March, real estate brokers and clients scrambled to respond to the shift. Record-low interest rates caused some lenders to call a halt to new underwriting, and homeowners debated whether or not to put their houses on the market. However, those first days of uncertainty ushered in a period of unprecedented growth in the... [read more]

Top 5 Renovations When Selling

Thursday Feb 18th, 2021

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Top 5 Home Renovations When Selling

When it comes time to sell your home, you will likely be put in a situation where home updates, repairs, and upgrades are recommended in order to boost the value of your home for maximum returns! Now before tearing down a wall or throwing your money at everything it's important to understand not all home renovations are equal. Below you will find a list of the top 5 home renovations that have significant impact on your selling potential: 1. Improve energy efficiency This... [read more]

How to Choose the Right Mortgage

Friday Jan 8th, 2021

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How to Choose the Right Mortgage

Obtaining a mortgage can be intimidating and confusing. Similar to the buyer and seller guides, I’ve outlined the mortgage process for you in 4 easy steps! 
 
Step 1: Mortgage Application 
 
Before an application gets filled out, it’s important to first asses yourself financially. Figure out how much money you have and how much you need to borrow. It’s always critical to sort out how much you can afford so that when you apply for a mortgage you will be able to... [read more]

5 steps to selling your home

Friday Dec 18th, 2020

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5 steps to selling your home

Your satisfaction and happiness is something that is very important to me. I understand how hectic it is to sell a house and it can be difficult if it’s not handled properly. To help you through the entire process, I’ve put together five simple steps: Step 1: Decide to Sell When you sell, you want to get as much value as you can for your home. So you might want to consider the timing of the sale because it definitely has an effect on the value. You don’t want to sell... [read more]

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